First Time Car Buyer Program
First-Time Car Buyer & College Student Program – Easy Auto Financing
No credit history? Still in school? This first-time buyer program helps you get a dependable car with clear, simple requirements and step-by-step guidance. See who qualifies, what you need, and how it works. Also, check out eligible inventory below!
Who Qualifies for the First-Time Buyer Program
- First-time car buyers and college students with limited or no credit history.
- Employed for at least 6 months on the job.
- Able to provide 5 full references (friends, family, or employers).
What You Need to Apply
- Minimum 15% down payment.
- Proof of employment and proof of income.
- Proof of college enrollment (student ID, schedule, or registrar letter).
- GAP insurance is required for extra protection.
Vehicle Eligibility
- Vehicle must be 10 years or newer.
- 100,000 miles or less at time of sale.
- $25,000 maximum price (before taxes & fees).
How the Program Works
- Apply online or in-store and choose a qualifying vehicle.
- Bring your documents: ID, pay stubs, employment verification, college enrollment, and references.
- Down payment of at least 15% secures the vehicle.
- Drive with confidence—GAP coverage is included per program rules.
- Refinance within 12 months to potentially lower your rate once you build payment history.
Important Terms & Disclosures
- Program requires GAP insurance.
- Buyer agrees to refinance the loan within 365 days (12 months) if eligible.
- For payment security, the dealership may retain a spare key while the loan is active; see contract for details.
- All approvals subject to verification, qualifying vehicle limits, and lender guidelines. Taxes, title, and fees extra.
Terms summarized for convenience—final program details are defined in your retail installment contract and program addenda.
Get Started Today
Have questions or ready to apply? Call (208) 785-1900 You can also start your application online:
Tip: Bring your driver’s license, recent pay stubs, student enrollment proof, and your down payment to speed things up.
Tadd Jenkins Auto Group is proud to offer Ford products in Blackfoot, Idaho, Where you drive a little, to SAVE a LOT! We offer no pressure, easy financing, and the best service department in East Idaho! We look forward to welcoming you to the Tadd Jenkins Auto Group Family! Stop by 1090 Ford Way, Blackfoot, Idaho, 83221 or call us at 208-785-1900! **** Tadd Jenkins Discount is a dealer discount. Please contact dealer for additional details. Tadd Jenkins Discount does not apply to NEW Ford Raptors and NEW Ford GT350 Mustangs.